Credit & Debt

Credit Card Payoff Calculator

See exactly how long your card will take to pay off, what the interest will cost, and how much you save vs minimum payments.

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Credit Card Payoff Calculator

Fixed monthly payment vs minimum-only - see the real cost of slow-paying.

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Payoff time
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Total interest
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Total paid

Versus minimum payment only (2% of balance or $25)

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Minimum-only payoff
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Min-only interest
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Interest saved

How to use this calculator

Credit-card minimum payments are designed to keep you paying for 15-30 years. This calculator shows the brutal cost of paying only the minimum versus any fixed monthly payment you choose.

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